At First National Bank of Lacon, it is our mission to meet our customers' needs. As Financial Service Professionals entrusted with sensitive financial information, we respect our customers' privacy and are committed to treating customer information responsibly. Our Privacy Policy serves as a standard for all First National Bank of Lacon’s employees for the collection, use, retention and security of individual customer information.

Categories of Information we Collect

First National Bank of Lacon collects non-public information about you from the following sources:

  • Information we receive from you on applications or other documents;
  • Information about your transactions with us or third party verification systems; and
  • Information we receive from a consumer reporting agency.


Categories of Information we Disclose

We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law. It is our policy not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information.

Confidentiality and Security

First National Bank of Lacon is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information and grants access to customer information only in accordance with our internal security standards. 

At First National Bank of Lacon, employee access to personally identifiable customer information is limited to those with a legitimate business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these privacy principles. Because of the importance placed on these issues, all First National Bank employees are responsible for maintaining the confidentiality of customer information. Any employee found to be in violation of these policies will be subject to disciplinary action.

Regarding Information for New Accounts

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. All persons are subject to the identity verification requirements, even though you may be a long term customer and well known to the bank. Therefore, when you open an account we will ask for your name, address, date of birth, social security number and driver's license to verify identity. We may ask for additional forms of identification if necessary.

At First National Bank of Lacon, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how we protect your confidential information, please contact us at (309) 246-2415. 

For further information contact:

First National Bank of Lacon
111 South Broad St.
P.O. Box 308
Lacon, IL 61540-0308
Phone (309)246-2415

Business Days: Monday through Friday (Excluding Federal Holidays)

Protect Yourself From Identity Theft

  • Don’t give personal information or passwords
  • Carefully examine statements
  • Shred personal documents and paperwork
  • Collect your mail as soon as possible

Learn More.

We Make it Easy to Open an IRA

When you open an IRA with us, there are no annual fees or service charges, and your IRA is separately insured from your other accounts by the FDIC up to $250,000. Learn More.