Regular Checking

  • Monthly statement
  • Average daily balance service charge per statement cycle are as follows:
    Average daily balance below $100.00: $4.00 Service Charge
    Average daily balance between $100.00 and $199.99: $3.00 Service Charge
    Average daily balance between $200.00 and $299.99: $2.00 Service Charge
    Average daily balance between $300.00 and $399.99: $1.00 Service Charge
    Average daily balance $400.00 or more No Service Charge
  • Average balance fees will not apply to accounts for senior citizens 62 years and older
  • A per withdrawal fee of $.15 will be charged for each withdrawal in excess of five during a statement cycle. This fee will not apply for senior citizens 62 years and older.
  • Minimum deposit to open: $10.00

 

N.O.W. Account Checking

  • Monthly statement
  • Interest rate on this account is .05 % (APY .05%) and may change at our discretion
  • Interest will be compounded and credited to the account monthly
  • If, during any statement cycle, your average daily balance falls below $1000.00, your account will be subject to a $10.00 Minimum Average Daily Balance Fee for that statement cycle
  • Minimum deposit to open: $10.00

 

To open an account, contact any of our account Representatives and they will explain the nature of these accounts in more detail, and help you complete the forms necessary to establish your account.

FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000, per depositor, per insured bank, for each account ownership category.


*On all of the above accounts, fees could reduce earnings on the account.


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