Passbook Savings

  • Monthly statement
  • Interest rate on this account is .30 % (APY .30 %) - Paid Quarterly (compounded) 
  • A per withdrawal fee of $1.00 will be charged for each withdrawal in excess of 4 during a statement cycle
  • Minimum opening deposit: $10.00

Money Market Deposit Accounts

  • Monthly statement
  • $2500.00 or MORE earns .55% (APY .55%) 
  • The interest rate and APY may change at any time. Interest will compound and paid to the account monthly
  • Must maintain a minimum average daily balance of $2500.00 to obtain the disclosed APY
  • When average ledger balance falls below $2500.00 during a statement cycle, this account earns .35% (APY .35%)
  • Withdrawals limited to 6 per statement cycle
  • Minimum deposit to open: $10.00

To open an account, contact any of our account Representatives and they will explain the nature of these accounts in more detail, and help you complete the forms necessary to establish your account.

FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000, per depositor, per insured bank, for each account ownership category.

*On all of the above accounts, fees could reduce earnings on the account.

* APY = Annual Percentage Yield 

We Make it Easy to Open an IRA

When you open an IRA with us, there are no annual fees or service charges, and your IRA is separately insured from your other accounts by the FDIC up to $250,000. Learn More. 

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